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Thursday, July 7, 2022   /   by Emman Cristobal

Extra Costs To Consider When Buying A Home

Whether you’re looking to buy your first home or trading up to a larger one, there are a number of costs on top of the purchase price that figure into your calculation of affordability. It’s important for you to know what some of these extra fees could be, so not to be surprised on closing day. Some costs are one-time fixed payments while others represent an ongoing monthly or yearly commitment.
Number one, appraisal fee. Your lending institution may request an appraisal of the property, which would be your responsibility to pay for. Number two, property tax. Depending on your down payment, your lending institution may decide to include your property taxes in your monthly mortgage payments. If your property taxes are not included in your monthly mortgage payments, your lending institution may require annual proof that the taxes have been paid. Number three, survey fee. If the purchase is a resale home, your lending institution may ask for an updated property survey. ...

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Thursday, June 30, 2022   /   by Emman Cristobal

GRAND OPENING OF NEW ROWLAND HEIGHTS OFFICE

YOUR HOME SOLD GUARANTEED REALTY CELEBRATES GRAND OPENING OF NEW ROWLAND HEIGHTS OFFICE



 

 

ROWLAND HEIGHTS, CA, UNITED STATES, June 14, 2022 — With its business continuing to rapidly expand faster than ever before, Your Home Sold Guaranteed Realty (YHSGR) today announced its newest office in Rowland Heights, California. This latest location of the award-winning real estate brokerage will be managed by area team leader Freeman Wang, whose accolades include being one of the top producing real estate agents in Southern California. The new location is the company’s 3rd branch and serves customers throughout the east Los Angeles area.

 











 

“We are proud to be one of the fastest-growing real estate companies nationwide. If you’re looking to buy or sell a home, Your Home Sold Guaranteed Realty is there for you every step of the way. You can count on knowledgeable agents with PERFORMA ...

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Thursday, June 30, 2022   /   by Emman Cristobal

Closing Costs: What Are They And How Much Will You Pay?

A down payment is not the only thing you need to have when closing on your loan. Closing costs are expenses you pay the lender for the various services they provide for the approval of your mortgage.
Let’s dive into what closing costs are and how much you can expect to pay.
 
What Are Closing Costs?
Closing costs are processing fees and charges that you pay to your lender to cover the costs of services rendered for creating and finalizing your loan. These cover your home appraisal, origination and underwriting of a mortgage loan, taxes, real estate commissions, insurance premiums, and record filings to name a few.
 
How Much Do You Pay For Closing Costs?
Closing costs are usually about 3% to 6% of the price of your home. This means that a loan worth $200,000 can cost you between $6,000 to $12,000 in closing costs. 
Buyers and sellers pay closing costs but the majority are usually shouldered by the buyer. You can negotiate with your seller to help cover ...

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Thursday, June 30, 2022   /   by Emman Cristobal

How To Get The Highest Price When Selling Your Home

Understand why you are selling your home. Your motivation to sell is a determining factor as to how you will approach the process. This will determine the asking price and how much time, effort and money you will be willing to invest in order to prepare your home to sell. A quick sale versus a longer period of marketing will involve making different decisions. Next, keep the reasons you are selling to yourself. Why you are selling your home is your business and keeping that confidential will help you and your realtor in the negotiating process. For example, if a buyer finds out that you need to move quickly, they may try to give you a low offer because they will think you are desperate to sell.
If asked, simply say that your housing needs have changed. Conversely, it is to your advantage to know what the buyer’s motivation is. Do they need to move quickly? If so, you can be in a better position to negotiate. As well, try not to set a deadline for selling. This adds unnecessa ...

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Tuesday, June 28, 2022   /   by Emman Cristobal

Happy Freedom Month | July 2022 Newsletter

Happy Freedom Month 

We assume the rights of freedom and debate its boundaries in politics, yet how often do we take time to reflect on what freedom means to us personally? Freedom is not a concept carved from stone; it is malleable and personal, always
shifting shape depending on where you find yourself standing and the angle of the slanting light. My personal definition of freedom is the ability to act based on my convictions without external restriction or retribution. It is the ability to represent myself as I see myself to be, not having to hide or disguise who I am in order to pursue happiness, fulfillment, and growth. It is the power of free self-expression. Personal freedom is one of my top three values. Of course, there are boundaries to freedom. My actions should not hurt others or restrict their personal freedoms, and so this is the dance of conscience. Will what I want conflict with what others want or need? If so, how can I have the personal autonomy I need whil; ...

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